Members of a co-operative outside a home

Saver Waya Waya WageWise

Saver Waya Waya WageWise is a consumer financial education programme which aims to equip employees with the necessary knowledge, skills and tools to effectively manage their finances.

Empowering South Africa's co-operative members with financial literacy

The WageWise financial education programme is a worksite-based programme that uses a multi-touchpoint approach. Participants attend interactive in-person workshops where educational content is presented in an engaging and accessible format. Following the workshops employees have access to additional educational content through supplementary learning channels...

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Build Up Benefits

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  • Three Build Up participants at a community event

    Helps co-operative members to manage their finances more effectively.

  • A Build Up participant smiling

    Helps co-operative members to make more informed financial decisions.

  • A speaker addressing a Build Up audience

    Improves members' health, reduces absenteeism and increases productivity.

  • A Build Up participant in traditional dress

    Financial education that deepens the financial inclusion of South African co-operatives.

Build Up Learning Resources & Tools

Explore the Build Up Learning Resources and Tools for access to practical tools and information to help you manage your finances better.

Credit Management

Saving

Retirement Planning

Build Up Learning Articles

Latest Build Up News

Stay informed with the latest updates from the Build Up programme! Our news section brings you the most recent insights and developments about this financial education programme.

The Impact of Build Up

Since its 2015 launch, WageWise has trained over 100 000 employees across South Africa, delivering a proven financial literacy programme informed by robust monitoring and evaluation insights.

Empowering the vulnerable through financial education

WageWise has reached over 102 000 employees across South Africa and the programme is driving sustainable financial management behaviour change.

View Impact
A map of South Africa showing the share of WageWise employees reached in each province: 37% Gauteng, 18% Western Cape, 11% Limpopo, 4% Eastern Cape, 3% North West, 2% each in Mpumalanga, Free State and KwaZulu-Natal, and 1% Northern Cape

WageWise participants report shifts in behaviour.

South Africans (21% did not indicate)
79%
Female (20% did not indicate)
53%
Black (20% did not indicate)
80%

Impact Story

2024 was a record-breaking year for WageWise

In 2024, WageWise reached a record 26 770 participants through 858 face-to-face workshops. This was WageWise's highest reach since launching in 2015. WageWise has a nationwide presence across all nine provinces with 76% of participants located in rural areas.

View Impact : 2024 was a record-breaking year for WageWise
A Build Up participant celebrating at a graduation ceremony

We empower vulnerable communities through free, unbiased financial education, fostering economic inclusion and breaking generational poverty.

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