1. Terms and conditions applicable to the ASISA Foundation’s L+EARN Website Quiz Competition (“Competition”) conducted by the Association for Savings and Investment South Africa (ASISA) Foundation (a registered organisation: ASISA FOUNDATION TRUST. Masters Ref: IT3400/2012 with NPO number: 125-121 and PBO number 930047384) (“Promoter”) and administered by Grounded Media Company Registration no: 1997/000161/07 “administrator”.

2. This Competition will run from 00:00 (midnight) on the first of the month (Central African Time) to 00:00 (midnight) on the last day of the month for the months of October, November, and December 2020 (“Competition Period”). Entries received after the closing date will not be considered. The winner will be drawn randomly at the end of each month and announced on the website within 5 (five) working days after the closing of the competition.

3. These Rules may be amended by reasonable notification at any time during the Competition and will be applied and interpreted by the Promoter and administrator and their decisions regarding any disputes relating to such meaning and/or content will be final and binding.

WHO CAN ENTER?

4. Participants must be 18 years or older, have a valid drivers’ licence, have a valid identity document or passport, be a South African citizen or a permanent resident of the Republic of South Africa and reside in the Republic of South Africa during the period of the Competition up until the redemption of the prize (“Participants”/”you”/”your”).

HOW TO ENTER

5. Participants wishing to enter will need to complete one or more of the L+EARN website quizzes relating to the important financial topics. Once completed, they will need enter and submit their details in the form provided.

6. Only 1 (one) entry per person and the entry will only go into a random draw.

7. There will be three draws in total: October, November, and December. Participants can enter whichever month/s they like.

8. Entries must be by the Participant submitting them and not by a third party on the Participant’s behalf.

PRIZE

9. Each participant stands a chance to win a Takealot voucher valued at R500 (five hundred rand). The digital voucher will be issued to the email address or cellphone number that the winners provide to the competition administrators.

10. The prize does not cover any other costs of the winner whatsoever.

11. The Promoter and administrator will not be responsible for vouchers that have been redeemed, once sent via SMS to a winner’s mobile phone.

DETERMINATION OF THE WINNER

12. The winner of the Takealot voucher will be determined at the end of the Competition Period and will be selected by a random draw from entrants who have duly completed their entries as required in terms of the paragraph above overseen by an independent person in terms of the Consumer Protection Act 68 of 2008

13. The draw will take place within 5 (five) working days after the close of the competition or as soon as reasonably possible.

14. The winners will be announced on the Website and will be contacted by a representative of the Promotor via email or telephone within 5 (five) working days or as soon as reasonably possible after the draw has taken place.

15. The administrator will make 3 (three) attempts within 5 (five) working days of the draw taking place to contact and notify the selected winner via email or cellphone. If the selected winner cannot be contacted personally after 3 (three) attempts or fails to respond to the notifications, or the winner fails to provide the administrator with the required information specified in paragraph 31 below, the winner will forfeit the prize and a replacement winner will be selected from the names drawn from remaining qualifying participants. This process shall continue until the winner has been successfully contacted and the prize has been awarded in terms of the Competition rules.

PUBLICITY AND GRANTING OF RIGHTS IN PHOTO

16. Please note that the Administrator and/or the Promotor may, after the winner has accepted the prize and both before or after the winner of the Competition has been publicly announced, request that the winners permit the use of their photo and/or name and/or image be displayed in marketing material or participate in any marketing activity, including but not limited to, on Facebook specifically the ASISA Foundation’s L+EARN Universities and L+EARN TVET Colleges Facebook groups.

17. You have the right to decline the Invitation in the manner stipulated in this clause. Should the winner fail to decline the Invitation by email to celiwe@groundedmedia.co.za or crystal@groundedmedia.co.za within 3 (three) days of being notified that they are winners of the Competition and being expressly requested to accept or decline the Invitation in writing, such winners shall have deemed to have accepted the Invitation and granted permission and/or agreed to participate in the marketing activities in the manner set out herein.

18. By its acceptance of the Invitation, the winning Participant grants to the Promoter the non-exclusive, irrevocable, perpetual, worldwide, royalty-free, transferable, sub-licensable right and license to use, perform, exhibit, reproduce and/or otherwise exploit their photo and/or name and/or image in any manner and in any and all distribution channels, venues or media now known or hereafter devised, without further notice or any compensation to Participant.

19. By its acceptance of the Invitation, the winning Participant further agrees, upon the Promoter’s request and without compensation, to sign any and all necessary and appropriate documents so as to effect, perfect or record such grant of license rights.

CONSUMER PROTECTION AND DATA PRIVACY

20. Nothing in these terms and conditions is intended to, or must be understood to, unlawfully restrict, limit or avoid any rights or obligations, as the case may be, created for either the Participant or the Promoter and administrator in terms of the Consumer Protection Act.

21. By entering, a Participant acknowledges that personal information about the Participant will be shared with the Promoter and their agents to the extent necessary to conduct the Competition and for the prize to be delivered to prize winner.

22. All personal information relating to the Participants will be used solely in accordance with South African consumer and data protection legislation.

GENERAL

23. The Promoter of this competition is the ASISA (Association for Savings and Investment South Africa) Foundation and the administrator is Grounded Media.

24. Persons may not enter or receive a prize if they are trustees, directors, members, partners, employees, agents of or consultants of the Promoter, administrator, their subsidiaries, holding companies, divisions and/or associated companies or of the advertising or promotion agencies utilised in connection with this Competition or any other person who directly or indirectly controls or is controlled by them, or their spouses, life partners, immediate family members, business partner or associate of any such person or a supplier of goods or services in connection with this competition.

25. By entering this Competition, all Participants agree to be bound by these terms and conditions, and the Promoter and administrator’s decision regarding any issue or dispute with any aspect of the Competition will be final and binding and no correspondence will be entered into.

26. Incomplete or incorrect entries will not be eligible to be entered into the draw. The administrator within their sole discretion will determine whether the Participant did participate in the website quiz competition.

27. The prize is not transferable or negotiable and may not be exchanged or redeemed for cash.

28. To the maximum extent permitted in law, the Promoter and administrator is not liable for any defects in, or changes to, any part of the prize. No entry substitutions will be accepted once the winner’s details have been captured. The Promoter and administrator reserve the right to substitute the prize for an alternative prize of equal or greater value should the prize promoted not be available due to unforeseen circumstances.

29. The Promoter and administrator will not be liable for any loss suffered as a result of incomplete or incorrect information provided by any Participant.

30. The Administrator and the Promoter reserve the right to select an alternative winner in the event that they reasonably believe, in their sole discretion, that the winner is not eligible to win, has contravened any of these terms and conditions, has acted in a manner that is not in the spirit of the Competition, their conduct can be reasonably interpreted as scamming or circumventing the rules of the Competition, acted fraudulently with regards to the Competition, if it would be unlawful to award the prize or if the winner fails to accept the prize after 3 (three) attempts for any reason whatsoever or fails to respond to the notifications or the winner fails to provide the Administrator with the required information to hand over the prize, within the period specified in terms of paragraph 31 below. In this instance the winner will be disqualified and forfeit the prize. The Promoter and administrator’s decision shall be final and no correspondence will be entered into.

31. When claiming the prize, administrator reserves the right to request the winner to provide to the administrator within 10 (ten) working days of date being notified of their prize, positive identification (including a valid identity document or passport) and/ or personal contact details valid during the period of the Competition, failing which they may be disqualified and forfeit the prize. Shortly after the winner has complied with these requirements, the winner will be contacted by a representative of the Promotor, who will confirm that the delivery and the approximate delivery date of the prize.

32. The Promoter and administrator reserves the right to shorten, extend, suspend the time period of the Competition, the dates of the draws, or terminate the Competition whenever it should so choose for technical, commercial, or operational reasons, or for reasons beyond its control or generally for any reason whatsoever within their sole discretion. The Competition, its prize, and terms and conditions may be amended by the Promoter and administrator, at any time during the Competition, and will be applied and interpreted within their sole discretion. In such an event, all Participants waive any rights that they may have/purport to have in terms of this Competition and acknowledge that they will have no recourse against the Promoter and administrator whatsoever.

33. All publicity and other materials will be the sole property of the Promoter. Please note that the following terms require you to take on risk or liability, limit the risk and liability of the Promoter or to indemnify the Promoter. Please read it carefully and contact the Promoter if you have any questions!

34. To the fullest extent permitted by law, by participating, the Participant indemnifies, releases and agrees to hold harmless the Promoter, their associated, holding and subsidiary companies, and its trustees, directors, officers, agents, representatives, shareholders, employees and assigns from any and all claims or liability arising from participating in the Competition, any Competition-related activity and/or acceptance, receipt, possession or use/misuse of the prize.

35. To the extent permitted by law, the Promoter and administrator will not be liable for any defects in the prize or any losses caused by such defects or losses arising from incorrect or inaccurate information supplied by Participants.

36. The laws of the Republic of South Africa shall govern these competition terms and conditions and the courts of South Africa shall have exclusive jurisdiction.

37. This Competition shall comply with, and will be subject to, any peremptory provisions of the Consumer Protection Act 68 of 2008 (“CPA”) and the regulations promulgated thereunder, which are deemed to be incorporated herein (“Peremptory Provisions”). In the event of any conflict between these Rules and the Peremptory Provisions, the latter shall prevail. Copies of the CPA and the regulations promulgated thereunder are available on the Department of Trade and Industry Website: www.dti.gov.za.

38. Any provision of these Rules or the Competition which is held to be invalid or unenforceable shall be ineffective to the extent of such invalidity or unenforceability without invalidating or rendering unenforceable the remaining provisions thereof.

39. For further information or request a copy of these terms and conditions of the Competition rules send an email to celiwe@groundedmedia.co.za or crystal@groundedmedia.co.za from Grounded Media.